![]() ![]() Checking your own credit score also will not impact your credit score or credit history. Credit score calculations generally don’t consider “soft inquiries,” which are requests to check your credit report that are not tied to an actual credit application (for example, when you receive a pre-qualified credit card offer). It’s a good idea to only apply for new credit when you need it. Numerous hard inquiries within a short period of time can negatively impact your credit score as it may suggest to lenders that you’re taking on more debt than you can reasonably expect to pay back. ![]() Applying for a new line of credit triggers what’s known as a “hard inquiry” on your credit report. ![]()
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